Apple Bank
Heter Iska: Required
When opening a checking or savings account, or signing a loan agreement, ensure that both you and the bank’s authorized signer execute the appropriate Heter Iska. For deposit and savings accounts, use Heter Iska ID: K-820-D. For loan-related products, use Heter Iska ID: K-820-L. If you have overdraft protection on your account, you must also sign Heter Iska K-820-L.
A Heter Iska agreement can be completed at any Apple Bank branch or downloaded from www.applebank.com/resources/heter-iska
and emailed to iska@applebank.com for execution.